Quarterly taxes, income tracking, and surviving Schedule C with your wits intact.
This is where Accounts Slayable started: a field guide for anyone who gets a 1099 instead of a W-2 and has to figure out the whole parade of things employers normally handle. Withholding, benefits, retirement, deductions, quarterly estimates. None of it is impossibly complex, but nobody teaches it, and the spreadsheets most freelancers use for it are held together with tape.
Flagship product for this pillar
The flagship template bundle. Six interlocking Google Sheets covering income, taxes, invoices, expenses, and receipts for 1099 workers.
Whether your side hustle needs an LLC comes down to liability exposure, state costs, and income level. Here is the math to make the call.
What each platform actually takes when you sell a digital product — fee breakdown for Etsy, Gumroad, Payhip, and direct Stripe checkout at three price points, plus the 1099-K rules changing in 2026.
Two retirement accounts built for self-employed people, and the math that determines which one saves you more. Includes a worked example at $80,000 of freelance income.
Mixing client payments with personal spending creates unnecessary tax work every February. Here's how to structure your freelance finances properly — and which free accounts are worth opening.
The window right after tax season is the best time to fix what went wrong and build a better system for next year. Here's how AI fits into that process.
Income replacement ratio, runway, and health insurance. These three calculations determine whether the timing is right to quit your job for your side hustle.
A practical rundown of Schedule C deductions for 1099 workers, with the IRS standard every expense must meet and the categories most freelancers underuse.
Before checking what others charge, run your own income math. This is the calculation that gives you a real floor for freelance rates, including the SE tax multiplier most freelancers skip.
Step-by-step: how to calculate your quarterly estimated tax payments as a 1099 contractor, with the self-employment tax formula, the safe harbor rule, and the 2026 due dates.
Before you commit to a side gig, run the numbers. Here's how to calculate your effective hourly rate after taxes and expenses, and what to do with what you find.
Most freelancers don't have a money problem — they have an organization problem. Here's how to start fixing it in 30 minutes.
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