Slay your accounts,
not your sanity.
Spreadsheet templates and plain-English writing about budgets, credit card points, freelance taxes, and the rest of the things that make money feel bigger than it is. For people who want their finances to be boring in a good way.
One-time purchases. No subscriptions. No finance-bro vocabulary.
What we cover
Six pillars. One voice.
Writing for people who want their money to run quietly in the background, told in plain English.
Personal Finance
Budgets, debt, saving, credit, homebuying. The part of money that does most of the work.
Points & Rewards
Travel hacks, cashback stacking, and the art of not paying retail for anything you didn't have to.
Freelance & 1099
Quarterly taxes, income tracking, and surviving Schedule C with your wits intact.
AI + Fintech
We try the tools so you don't have to. Some are magic. Some are wrappers. We say which.
Side Hustles & Biz
Side gigs, small business, and honest "is this worth my time?" math.
Money Mindset
Finance without shame, gendered defaults, or a guilt trip about your coffee.
Sound familiar?
Three quiet ways your money gets away from you.
Your finances are vibes-based
Some months feel fine, some feel doomed, and you can't explain why either way. A spreadsheet replaces the guessing with numbers you can argue with.
Rewards you're leaving on the table
Someone out there is flying business class on points they earned buying groceries. That someone could be you. It's a system nobody bothered to teach you.
Another AI finance tool, probably a wrapper
Most new AI finance apps are wrappers around ChatGPT with a fresh coat of paint. A few aren't. We try them so you only pay for the ones that earn it.
The 1099 Money System
Six interlocking Google Sheets covering income, quarterly taxes, invoices, and expenses for 1099 workers. Setup takes under an hour. Built because every other option was either $99 a year or a $7 Etsy file from someone who had clearly never filed a Schedule C.
- Multi-client income tracker
- Quarterly tax set-aside calculator
- Invoice tracker with overdue alerts
- Business expense & receipt log
- Mileage tracker
- AI-assisted setup instructions
For informational purposes only. Not financial, tax, or legal advice.
$29
One-time price
6
Sheets in the bundle
$0
Annual fee (forever)
<1hr
To set up & start
One more thing
Your budgeting app costs more per year than this costs forever.
YNAB is $99 a year. Monarch is $100 a year. Tiller is $79 a year. The 1099 Money System is $29 once, and the spreadsheet is yours to modify. No lock-in, no renewal notices, no guilt about whether you got your money’s worth this month.
From the blog
Latest writing
Why Your Freelance Finances Feel Like a Dumpster Fire (And How to Fix It)
Most freelancers don’t have a money problem — they have an organization problem. Here’s how to start fixing it in 30 minutes.
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